Pages Navigation Menu

Honeycomb? Honeyhome!

Important Things to Keep in Mind when Buying Uninsured Motorist Coverage

Posted by on Sep 1, 2021 in Personal Injury | 0 comments

Do you have Uninsured Motorist Coverage on your car insurance policy? If not, this blog post is for you. We’ll talk about what it is and how to go about buying it. This blog post will focus on answering questions like:

  • What does uninsured motorist coverage do?
  • How much does uninsured motorist coverage cost?
  • When should I buy uninsured motorist coverage?

In most states, the driver’s car insurance company will cover other injured drivers in an accident and may not have enough coverage. This is called “Uninsured Motorist Coverage.” Uninsured motorist coverage provides a means of financial protection to you if you’re ever involved in an accident with another driver who does not have sufficient auto liability insurance protection.

That being said, uninsured motorist coverage has its limits. It only covers those people driving without car insurance (or whose insurer denies their claim). It doesn’t provide resources for injuries when someone isn’t at fault because they simply don’t have adequate car insurance policy levels while driving a vehicle. You can buy different types of uninsured/under-insured motorists coverage to protect these different types of situations.

Uninsured motorist coverage protects you from costs incurred when another driver does not have car insurance or has less than the amount required by state law to cover your losses.

Underinsured motorists coverage provides a means of financial protection if you’re ever involved in an accident with someone who is insured but doesn’t carry enough auto liability insurance limits. For example, you might get by someone driving their car with only $25,000 worth of car insurance while your claim requires at least $50,000 due to personal injury protection laws. In this case, underinsured motorist coverage would help pay out what’s owed on top of the other driver’s insufficient levels.

The best-case scenario in this direction is to talk to an excellent personal injury lawyer like Brach Eichler Injury Lawyers about different options you have to file a claim involving uninsured motorist coverage. There are many such professionals who can clear your doubts, so make sure you hire the best among them for a smooth and hassle-free experience.

Read More

Can Parents Be Held Liable For Accident Caused By A Teenager?

Posted by on Aug 31, 2021 in Personal Injury | 0 comments

If you ever meet with an accident due to someone else’s fault, be it a drug overdose, alcohol consumption, speeding, or distracted driving — you can easily drag them to court and sue them for their mistake.

But what if the driver in the other vehicle is a teenager? How can you deal with a situation like this?

This post talks about various steps you can take in case the person responsible for your injuries and property damage is a teenager.

Parental Liability For Teenage Driver’s Fault:

It’s exciting for teenagers when they get to drive a car for the first time. It gives them a sense of freedom not known before and a glimpse of how much they missed out all these years.

One thing that most teenagers forget while enjoying this phase is the amount of responsibility they have towards themselves as well as others on the road. During this period, many of them try to drive fast and break traffic rules. As a result, they cause accidents that could have been avoided. In such a situation, their parents must be held liable for their mistakes.

According to Caffee Accident & Injury Lawyers, if teenage drivers get into an accident while doing something that their parents asked, the affected party can drag the teen’s parents to the court and ask them to reimburse for all the medical bills and car repair cost. Even if the parents are not directly involved in this matter and haven’t asked a teenage driver in their family to take their vehicle out, they can still be held liable.

As a parent, you have two options to deal with this situation and save yourself from unnecessary troubles. The first option is to sit with your teenage drivers and discuss the importance of safe driving with them. You may not control how they drive, but you can at least try to influence their driving behavior by offering the right advice.

Another option is to buy a separate auto insurance policy for them so that in the event of an accident, you don’t have to face unnecessary legal issues. You can go for any of them for safety purposes, but if you want a smooth and hassle-free experience, then exercise both these options without any further delay.

Read More

5 Steps to Take When an Accident is Not Your Fault

Posted by on Aug 31, 2021 in Personal Injury | 0 comments

You just got into a car accident. The other driver was clearly at fault, and you were able to get their license plate number. You know that there will be some hassle with insurance and the police report, but what are the next steps you should take? This blog post will talk about five steps to take after an accident where it is not your fault!

1) Call A Tow Truck:

If the car needs to be towed, call a tow truck or take your car over to the nearest service station yourself and have them do it for you. Don’t just leave it on the side of the road!

2) Get The Police Report:

File a police report to document what happened and make sure you get any information that may be important later, such as driver’s license plate numbers, other drivers’ insurance info, or contact details for witnesses.

If another person is injured, call 911 immediately, but if there are no injuries, then it can wait until tomorrow morning when the police station opens.

If the accident causes property damage, get in contact with your auto insurance company and file a report as soon as possible so they can send out an adjuster.

3) Take Pictures of The Damage:

Take photos or videos to document any visible property damages, as well as injuries that may not be immediately apparent. You can use your phone’s camera for this and upload it to social media like Twitter or Facebook so others can see what happened too!

4) Contact Your Own Insurance Company:

It doesn’t matter who’s fault the accident is; you are protected and covered under your car insurance policy! Check with them to see what they recommend you do next and how much it will cost. Some policies have a set rate for this kind of thing, but others may require a deductible first before any work can begin.

5) Consult With A Lawyer:

If you need legal advice, consult a personal injury attorney like SHW Law as soon as possible to see what your options are and how much it would cost. They can help answer any questions or concerns that may come up later on!

Read More

How Much Time Do You Have to File a Car Accident Claim in Las Vegas?

Posted by on Aug 31, 2021 in Personal Injury | 0 comments

The Las Vegas Metropolitan Police Department works hard to keep the city safe. Unfortunately, accidents happen that cause injury and property damage. If you have been injured in a car accident or your vehicle has been damaged, make sure you understand your rights and use them properly. There are strict time limits for Filing a Car Accident Claim in Las Vegas- if you wait too long, you may lose out on compensation from the responsible party!

To find out how much time you have left before these deadlines expire, read this blog post!

Maximum Time Allowed To File A Claim:

You have up to 24 months to file a claim in the event of a car accident. If it has been more than 24 months since your accident, you cannot sue the party. Remember, this deadline is strict!

To file a claim, you need proper documentation of evidence that can prove you were in a car accident- such as police reports and witness statements. It’s important to keep these documents ready for when the time comes!

When Is Too Long After Your Accident?

When an individual waits too long before filing their Car Accident Claim in Las Vegas, they may be denied compensation by the responsible party if specific criteria have already been met.

  • The individual must be notified of a car accident by the responsible party within 60 days after it occurred
  • If an insurer has already compensated the individuals involved in the wreck, they may not have to pay out again
  • If there are multiple parties at fault for your injury and you wait too long before filing your claim, then only one of them will be able to compensate you if any compensation is due

If you’re unsure how much time is left on a deadline date that applies directly to you, contact a skilled personal injury lawyer like Adam S. Kutner today so that all of your questions, doubts, and queries are addressed adequately on time. There are many such professionals in the Las Vegas area; therefore, you need to be careful while moving ahead in this direction.

Read More